Basic Checking

Access and convenience with a straightforward account

Product Features

  • No minimum balance
  • No per-check charge
  • $7 monthly service charge
  • FREE VISA® Debit Card
  • UNLIMITED check writing*
  • FREE access to Online Banking with Bill Pay and Mobile Banking^

  • FREE E-statements
  • FREE Mobile Deposit^+
  • FREE Direct Deposit
  • FREE access to Capital City Bank Direct - Automated
  • FREE access to Capital City Bank ATMs
  • Ability to make bank-to-bank transfers**
  • Only $50 minimum opening deposit



Refer to Terms & Conditions and Other Services and Fees disclosures for additional information related to the account. Bank rules and restrictions may apply. Business and corporate accounts do not qualify for personal products. Checking accounts subject to fees if overdrawn. Some services require online banking. *Client purchases checks. ^Capital City Bank does not charge for the use of this service at this time. Fees charged by mobile service provider are the responsibility of the user. †Requires a Capital City Bank deposit account and is subject to approval. **Outbound and inbound transfer fees apply. Ask a banker for details.
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