Basic Savings

Put money away for your future today!

It’s never too late to start putting away money for future needs or splurges. If you plan to keep at least $500 in savings, then Basic Savings is the right account for you. There is only a $50 minimum opening deposit.

  • No monthly service charge with a minimum daily balance of $500; otherwise, $3 per month
  • Tiered Higher-yield interest rates
  • E-statement or paper statement
  • FREE access to Online Banking with Bill Pay and Mobile Banking^
  • FREE Mobile Deposit^†
  • FREE access to Capital City Bank Automated Account System
  • FREE access to Capital City Bank ATMs

Refer to Terms & Conditions and Other Services and Fees disclosures for additional information related to the account. Bank rules and restrictions may apply. Business and corporate accounts do not qualify for personal products. Savings accounts subject to fees if overdrawn. Interest is compounded daily on daily collected balances of $500 or more and paid on the last day of the calendar quarter. Fees may reduce the earnings on the account. Some services require online banking.  ^Capital City Bank does not charge for the use of this service at this time. Fees charged by mobile service provider are the responsibility of the user. †Requires a Capital City Bank deposit account and is subject to approval. Ask a banker for details. Access to the account is subject to federal regulation, which provides for unlimited withdrawals through an ATM, by mail, messenger or in person, but limits other withdrawals or transfers (such as telephone, online or phone-in automated account system transfers, check, draft or debit card) to six per calendar month. Excess withdrawal of transfer fee is $10 per debit paid over the regulatory limit per calendar month. If there are continual monthly excess withdrawals or transfers, the account will be changed to a non-interest bearing status.