Factoring and Asset Based Lines of Credit*

The perfect answer to cash flow shortages.

If your business is losing the battle with cash flow, our Factoring and Asset Based Lines of Credit Program* is just what the accountant ordered. We'll turn your receivables into cash, almost overnight. Use the funds to pay off existing debt, purchase new inventory, buy needed equipment or even expand your facilities. With Factoring and Asset Based Lines of Credit on the team, you call the shots, and we take care of the receivables. It's like adding an accounting department without the cost.

Clients are now able to check their accounts through the new Factoring and Monitored Asset Based Lines of Credit Program Portal.

Go To Your Account

To learn more or if you have questions, contact the Factoring and Asset Based Lines of Credit team Monday through Friday from 8 a.m. to 5 p.m. EST: 850.402.7537.

Product Features

  • Cash for your receivables
  • Accounts receivable billing.
  • Regular reports on collections.
  • Increases cash flow both on initial and ongoing purchase of receivables.
  • Receivables revenue can be used to pay off existing debt, take cash discounts on purchases, purchase inventory or make capital improvements.
  • Flexible credit terms give your business a competitive edge in the marketplace.
  • Monthly aging, sales and client balance reports are provided to help improve receivables management.

How it works


*Subject to approval.

Capital City Bank business credit card