Carefree Checking

Peace of mind, savings
and rewards with an
enhanced account.

  • IDProtect® with Credit File Monitoring1,2, Cellular Telephone Protection2, Retail Savings1 and $hopping RewardsTM1
  • No minimum balance
  • E-statement or paper statement
  • No per-check charge+
  • $6.95 monthly service charge
  • Only $50 minimum opening deposit
Open AccountCompare Accounts
father and son smiling

All of our accounts include these convenient features:

[Skip to Contect]debit card iconVisa® Debit Card
Big protection from tiny chip technology.

[Skip to Contect]tablet iconOnline and Mobile Banking^
Bank anywhere, anytime.

[Skip to Contect]laptop iconBill Pay Service
Save the stamp on one-time and recurring bills.

[Skip to Contect]mobile phone iconMobile Deposit^†
A safe and secure way to deposit checks.

[Skip to Contect]mobile phone iconText Banking^
Check balances, view account history and
make transfers by text.

bank iconDirect Deposit
Skip the paper paycheck and have yours deposited electronically.

[Skip to Contect]phone iconCapital City Bank
Automated Account System

24/7 access to automated account information.

[Skip to Contect]dollar bill iconCapital City Bank ATMs
Use of more than 70 ATMs with no fee.

hand shake iconPerson-to-Person and
Bank-to-Bank Transfers
Transfer funds to another Capital City Client or financial institution.

writing check iconUnlimited Check Writing+
Write as many as you want at no cost.

ccbg pay your way mobile pay

Pay, your way.

Use your Capital City Bank Visa® debit
card to make payments on the go with
your favorite mobile pay application.

apple pay google pay samsung pay Apple Pay Samsung Pay Google Pay

Home is where precious memories come to life.

Trust yours to the mortgage experts at Capital City Bank.
-Adjustable & Fixed Rate
-Construction/Perm Financing
And more...

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All products are subject to credit and property approval.

man couch for money

Need cash FAST?

Apply now for our Consumer Line of Credit.

It’s an unsecured, revolving line of credit that can be applied for and issued in most cases in less than an hour– exclusively for Capital City Bank clients.

[Skip to Contect]Apply Now

All loans are subject to credit approval.