Everyday Checking

Access and convenience with
a straightforward account.

  • No monthly service charge with either 20 debit
    card transactions* OR an average daily balance
    of $1,500; otherwise, $5 per month
  • E-statement or paper statement
  • No per-check charge+
  • Only $50 minimum opening deposit
Learn MoreView All Accounts
woman in grocery store smiling

All of our accounts include these convenient features:

debit card iconVisa® Debit Card
Big protection from tiny chip technology.

tablet iconOnline and Mobile Banking^
Bank anywhere, anytime.

laptop iconBill Pay Service
Save the stamp on one-time and recurring bills.

mobile phone iconMobile Deposit^†
A safe and secure way to deposit checks.

mobile phone iconText Banking^
Check balances, view account history and
make transfers by text.

bank iconDirect Deposit
Skip the paper paycheck and have yours deposited electronically.

phone iconCapital City Bank
Automated Account System

24/7 access to automated account information.

dollar bill iconCapital City Bank ATMs
Use of more than 70 ATMs with no fee.

hand shake iconPerson-to-Person and
Bank-to-Bank Transfers
**
Transfer funds to another Capital City Client or financial institution.

writing check iconUnlimited Check Writing+
Write as many as you want at no cost.

ccbg bank anywhere online and mobile appBank anywhere, anytime.

Online Banking from Capital City Bank puts control of your money at your fingertips using your computer or mobile device.

Bill Pay
Save the stamp on one-time and recurring bills. document icon

Mobile Deposit
A safe and secure way to deposit checks.^† document icon play icon

Text Banking
Use text banking to get account information or to perform transfers.^ docmument icon play icon

We see potential in local business.

That's why Capital City Bank offers everything you
need – from equipment financing and payment
processing to online banking and commercial
mortgages – to help your business meet its potential.

Learn More

Several products and services are subject to credit approval and property approval (if applicable).

woman smiling with new car keys

We make loans that work for you.

Capital City Bank offers a variety of smart, realistic borrowing options to help you reach your goals. Let our knowledgable bankers help choose which loan is best for you.

Auto Loans
With lower rates than unsecured installment loans, we offer financing for new and used vehicles.

Consumer Line of Credit
It’s an unsecured, revolving line of credit that can be applied for and issued in most cases in less than an hour – exclusively for Capital City Bank clients.

All loans are subject to credit approval.