Everyday Checking

Access and convenience with
a straightforward account.

  • No monthly service charge with either 20 debit
    card transactions* OR an average daily balance
    of $1,500; otherwise, $5 per month
  • E-statement or paper statement
  • No per-check charge+
  • Only $50 minimum opening deposit
Learn MoreView All Accounts

All of our accounts include these convenient features:

Visa® Debit Card
Big protection from tiny chip technology.

Online and Mobile Banking^
Bank anywhere, anytime.

Bill Pay Service
Save the stamp on one-time and recurring bills.

Mobile Deposit^†
A safe and secure way to deposit checks.

Text Banking^
Check balances, view account history and
make transfers by text.

Direct Deposit
Skip the paper paycheck and have yours deposited electronically.

Capital City Bank
Automated Account System

24/7 access to automated account information.

Capital City Bank ATMs
Use of more than 70 ATMs with no fee.

Person-to-Person and
Bank-to-Bank Transfers
Transfer funds to another Capital City Client or financial institution.

Unlimited Check Writing+
Write as many as you want at no cost.

Bank anywhere, anytime.

Online Banking from Capital City Bank puts control of your money at your fingertips using your computer or mobile device.

Bill Pay
Save the stamp on one-time and recurring bills.

Mobile Deposit
A safe and secure way to deposit checks.^†

Text Banking
Use text banking to get account information or to perform transfers.^

We see potential in local business.

That's why Capital City Bank offers everything you
need – from equipment financing and payment
processing to online banking and commercial
mortgages – to help your business meet its potential.

Learn More

Several products and services are subject to credit approval and property approval (if applicable).

We make loans that work for you.

Capital City Bank offers a variety of smart, realistic borrowing options to help you reach your goals. Let our knowledgable bankers help choose which loan is best for you.

Auto Loans
With lower rates than unsecured installment loans, we offer financing for new and used vehicles.

Consumer Line of Credit
It’s an unsecured, revolving line of credit that can be applied for and issued in most cases in less than an hour – exclusively for Capital City Bank clients.

All loans are subject to credit approval.