October is Cyber Security Awareness Month

Surf Safely With Tips from Your Capital City Bankers

With so much entertainment to be found on the internet – e-mail, Social Media and infinite sites to surf – we often think of our time online as pure recreation. But it’s important to keep your wits about you when in cyberspace. Crooks are using e-mail and text messages to attempt to steal your personal data. Keep your guard up when you’re online and when in doubt, don’t respond. Capital City Bank, as well as all other legitimate business and service providers, will never call, text or e-mail you and request personal information. Requests like this are almost always a scam.

Capital City Bank takes great measures to ensure a secure online banking environment, but as savvy consumers, half the responsibility for keeping our personal information safe in cyber space is our own. Risky activity while online can leave your computer or mobile device – and ultimately your personal data – vulnerable. Don’t enter personal information unless you can verify it’s a reputable and secured site and always make sure your devices are protected with the most up-to-date anti-virus, spyware and firewall software. And that’s just the tip of the iceberg.

In observation of Cyber Security Awareness Month, your Capital City Bankers offer the following guidelines for staying safe online.* Most of these take no more than a few seconds of your time to employ but can mean the difference between "safe" and "sorry."

• Protect all devices that connect to the Internet. Computers, smart phones, gaming systems, and other web-enabled devices all need protection from viruses and malware.

• Hold the businesses you patronize online to a high security standard. Always look for "https://" or "shttp://," which means the site takes extra measures to help secure your information. "Http://" is not secure. Click for details on how Capital City Bank helps ensure a secure environment in our online banking service.

• Even if you know the site you’re on is legit, you can open yourself up to compromise if you’re surfing via an unsecured or unprotected network.

• Wi-Fi hotspots are convenient, but you should limit the type of business you conduct and adjust the security settings on your device to limit who can access your phone.

•Be discerning about mobile apps. Review the privacy policy and understand what data the app accesses before you download.

•If you are using a public computer, three quick steps help ensure the next guy can’t gain access to your personal info: Delete your browsing history (in browser options), log out and close out of the browser window, always deselect the "Remember me" option.

•A few tips on passwords: Make sure it’s unique and not easily guessed; have a different one for each online account and change your passwords several times a year.

•Make use of multifactor authentication – like personal identification image or security token for Treasury Management clients – offers an extra level of security and ID verification.

•Keep personal info personal. Be conservative when it comes to sharing personal information on social networking sites. The more information you post, the easier it may be for a hacker or someone else to use that information to steal your identity, access your data or commit other crimes such as stalking.

*Adapted from www.staysafeonline.org.