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It’s smooth sailing with a Capital City Bank Boat Loan

You've earned it—time on the water in your very own boat. To afford it without dipping in to your savings, Capital City Bank offers boat loans with fast approval and convenient terms. If you get pre-approved before you buy, you'll have more negotiating power as you shop and you can request a same-day or next-day closing. With a shipshape loan like ours, you'll be setting sail in no time.

Product Features
- Financing for new and used boats, trailers, and motors
- Lower loan rates than unsecured installment loans
- Quick, hassle-free application process
- Free automatic payment deduction from your checking account

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If your boat was totaled or stolen, would you have enough money to pay the difference between the loan balance and the boat's actual cash value? That's where GAP Insurance comes into play. With Guaranteed Auto Protection (GAP), this difference is covered automatically, giving you peace of mind and financial assurance. Better yet, this invaluable protection is inexpensive and can be conveniently included in your monthly payment. Contact a banker to enroll.

Payment Protection

Accidents, illness, death, disability – all of these can wreak havoc on your financial situation. Take the worry out of your financial forecast with our Payment Protection program. Payment protection does exactly that – it protects your financial assets-and your credit scores – with a complete payoff of your loan should the unexpected occur. It‘s inexpensive and it can be conveniently included in your monthly payment. Contact a banker to enroll.