newborn baby

Minor Savings Account

Start saving for your future today!

Product Features

  • Custodial account opened in accordance with the Uniform Transfers to Minors Act
  • No minimum balance
  • No monthly service charge
  • FREE access to Online Banking with Bill Pay and Mobile Banking^
  • FREE E-statements
  • FREE Mobile Deposit^
  • FREE access to Capital City Bank Automated Account System
  • Only $50 minimum opening deposit


Refer to Terms & Conditions and Other Services and Fees disclosures for additional information related to the account. Bank rules and restrictions may apply. When the minor reaches age 19, the Minor Savings Account will be changed to an appropriate savings account type. Account holder will be notified. Interest is compounded daily on daily collected balances and paid on the last day of the calendar quarter. Savings accounts subject to fees if overdrawn. Fees may reduce the earnings on the account. Access to the account is subject to federal regulation, which provides for unlimited withdrawals through an ATM, by mail, messenger or in person, but limits other withdrawals or transfers (such as telephone, online or phone-in automated account system transfers, check, draft or debit card) to six per calendar month. Excess withdrawal or transfer fee is $10 per debit paid over the regulatory limit per calendar month. If there are continual monthly excess withdrawals or transfers, the account will be changed to a non-interest bearing status. Some services require online banking. ^Capital City Bank does not charge for the use of this service at this time. Fees charged by mobile service provider are the responsibility of the user. Requires a Capital City Bank deposit account and is subject to approval. Ask a banker for details.
Feature Product