online banking:

Forgot Your ID or Password
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If you have forgotten your Capital City Bank OnLine User ID:

Please contact the Client Service Center Monday through Friday, 8:00 a.m. – 6:00 p.m. ET at 888.671.0400.

If you have forgotten your Capital City Bank OnLine Password:

Please click here to enter your Capital City Bank OnLine User ID and follow the prompts to reset your password.

*Treasury Management clients will continue to call 866.317.6582 for all Capital City Bank OnLine password resets.

Minor Savings Account

Start saving for your future today!

Product Features

  • Custodial account opened in accordance with the Uniform Transfers to Minors Act
  • No minimum balance
  • No transaction fees
  • No monthly service charge
  • FREE access to Online Banking with Bill Pay and Mobile Banking^
  • FREE E-statements
  • FREE Mobile Deposit^†
  • FREE access to Capital City Bank Direct - Automated
  • Only $50 minimum opening deposit

Refer to Terms & Conditions and Other Services and Fees disclosures for additional information related to the account. Bank rules and restrictions may apply. Available to students ages 15-17 years of age as a joint ownership account with an adult parent, relative or guardian. At age 19, the student account will be changed to an appropriate personal account type; account holder will be notified. Interest is compounded daily and paid quarterly on daily collected balances. Savings accounts subject to fees if overdrawn. Fees may reduce the earnings on the account. Some services require online banking. ^Capital City Bank does not charge for the use of this service at this time. Fees charged by mobile service provider are the responsibility of the user. †Requires a Capital City Bank deposit account and is subject to approval. Ask a banker for details.
Access to the account is subject to federal regulation, which provides for unlimited withdrawals through an ATM, by mail, messenger or in person, but limits other withdrawals or transfers (such as telephone, online or Bank Direct-Automated transfers, check, draft or debit card) to six per month. If there are continual monthly excess withdrawals or transfers, the account will be changed to a non-interest bearing status.