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Forgot Your ID or Password
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If you have forgotten your Capital City Bank OnLine User ID:

Please contact the Client Service Center Monday through Friday, 8:00 a.m. – 6:00 p.m. ET at 888.671.0400.

If you have forgotten your Capital City Bank OnLine Password:

Please click here to enter your Capital City Bank OnLine User ID and follow the prompts to reset your password.

*Treasury Management clients will continue to call 866.317.6582 for all Capital City Bank OnLine password resets.

Absolutely Free Checking for Students

Maybe it’s time you had a banker. If you're 15 to 17 years old, a free checking account is yours when you sign up with a parent or guardian. You'll enjoy no minimum balance, receive a debit card issued in your name and have free access to lots of convenient banking tools like online and mobile banking^.

Product Features

  • Joint ownership with parent or guardian
  • No minimum balance
  • No per-check charge
  • No monthly service charge
  • FREE VISA® Debit Card
  • UNLIMITED check writing*
  • FREE access to Online Banking with Bill Pay and Mobile Banking^
  • FREE E-statements
  • FREE Mobile Deposit^+
  • FREE Direct Deposit
  • FREE access to Capital City Bank Direct - Automated
  • FREE access to Capital City Bank ATMs
  • Ability to make bank-to-bank transfers**
  • Only $50 minimum opening deposit

Open a student account.

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Refer to Terms & Conditions and Other Services and Fees disclosures for additional information related to the account. Bank rules and restrictions may apply. Business and corporate accounts do not qualify for personal products. Checking accounts subject to fees if overdrawn. Some services require online banking. Available to students ages 15-17 years of age as a joint ownership account with an adult parent, relative or guardian. At age 19, the student account will be changed to an appropriate personal account type; account holder will be notified.*Client purchases checks. ^Capital City Bank does not charge for the use of this service at this time. Fees charged by mobile service provider are the responsibility of the user. †Requires a Capital City Bank deposit account and is subject to approval. **Outbound and inbound transfer fees apply. Ask a banker for details.
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