online banking:

Forgot Your ID or Password
Notice to Safari Users: Ver. 5.1.4 Update

If you have forgotten your Capital City Bank OnLine User ID:

Please contact the Client Service Center Monday through Friday, 8:00 a.m. – 6:00 p.m. ET at 888.671.0400.

If you have forgotten your Capital City Bank OnLine Password:

Please click here to enter your Capital City Bank OnLine User ID and follow the prompts to reset your password.

*Treasury Management clients will continue to call 866.317.6582 for all Capital City Bank OnLine password resets.

Absolutely Free Checking

Free means free. Open an account today and you will see why the Absolutely Free Checking account is so popular. Enjoy no minimum balance, no monthly service charge, no per-check charge, and unlimited check writing.

Product Features

  • Requires monthly direct deposit, automatic payment or e-statement
  • No minimum balance
  • No monthly service charge
  • No per-check charge
  • FREE VISA® Debit Card
  • UNLIMITED check writing*
  • FREE access to online banking
  • FREE E-statements
  • FREE Bill Pay
  • FREE Mobile Banking^
  • FREE Direct Deposit
  • FREE access to Capital City Bank Direct - Automated
  • FREE access to Capital City Bank ATMs
  • Abiltity to make bank-to-bank transfers**
  • Only $50 minimum opening deposit



Bank rules and restrictions may apply. Business and corporate accounts do not qualify for personal checking. Account subject to fees if overdrawn. *Client purchases checks. ^Fees charged by mobile service provider are the responsibility of the user. **Requires online banking; outbound and inbound transfer fees apply. Ask a banker for details.
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