Premium Checking

Interested in earning higher interest? Our Premium Checking account is for you. You'll receive a higher-yield interest rate when your balance is $2,500 or more, and a competitive interest rate if your balance falls below $2,500. Other benefits include no per-check charge, unlimited check writing, and only an $8 monthly charge if your minimum daily balance falls below $1,000.

Product Features

  • Tiered higher-yield interest rates with balances $2,500 or more
  • Competitive interest for balances that fall below $2,500
  • E-statement or paper statement
  • No per-check charge
  • Maintain a minimum daily balance of $1,000 and $8 monthly service charge is waived
  • FREE VISA® Debit Card
  • UNLIMITED check writing*
  • FREE access to Online Banking with Bill Pay and Mobile Banking^
  • FREE E-statements
  • FREE Mobile Deposit^+
  • FREE Direct Deposit
  • FREE access to Capital City Bank Direct - Automated
  • FREE access to Capital City Bank ATMs
  • Ability to make bank-to-bank transfers**
  • Only $50 minimum opening deposit



Refer to Terms & Conditions and Other Services and Fees disclosures for additional information related to the account. Bank rules and restrictions may apply. Business and corporate accounts do not qualify for personal products. Checking accounts subject to fees if overdrawn. Some services require online banking. Interest is compounded daily and paid monthly on daily collected balances. Fees may reduce the earnings on the account. *Client purchases checks. ^Capital City Bank does not charge for the use of this service at this time. Fees charged by mobile service provider are the responsibility of the user. †Requires a Capital City Bank deposit account and is subject to approval. **Outbound and inbound transfer fees apply. Ask a banker for details.
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