online banking:

Forgot Your ID or Password
Notice to Safari Users: Ver. 5.1.4 Update

If you have forgotten your Capital City Bank OnLine User ID:

Please contact the Client Service Center Monday through Friday, 8:00 a.m. – 6:00 p.m. ET at 888.671.0400.

If you have forgotten your Capital City Bank OnLine Password:

Please click here to enter your Capital City Bank OnLine User ID and follow the prompts to reset your password.

*Treasury Management clients will continue to call 866.317.6582 for all Capital City Bank OnLine password resets.

Premium Checking

Interested in earning higher interest? Our Premium Checking account is for you. You'll receive a higher-yield interest rate when your balance is $2,500 or more, and a competitive interest rate if your balance falls below $2,500. Other benefits include no per-check charge, unlimited check writing, and only an $8 monthly charge if your minimum daily balance falls below $1,000.

Product Features

  • Tiered higher-yield interest rates with balances $2,500 or more
  • Competitive interest for balances that fall below $2,500
  • Unlimited check writing with no per-check charge
  • E-statement or paper statement
  • No per-check charge
  • Maintain a minimum daily balance of $1,000 and $8 monthly service charge is waived
  • FREE VISA® Debit Card
  • UNLIMITED check writing*
  • FREE access to online banking
  • FREE E-statements
  • FREE Bill Pay
  • FREE Mobile Banking^
  • FREE Direct Deposit
  • FREE access to Capital City Bank Direct - Automated
  • FREE access to Capital City Bank ATMs
  • Abiltity to make bank-to-bank transfers**
  • Only $50 minimum opening deposit



Bank rules and restrictions may apply. Business and corporate accounts do not qualify for personal checking. Account subject to fees if overdrawn. *Client purchases checks. ^Fees charged by mobile service provider are the responsibility of the user. **Requires online banking; outbound and inbound transfer fees apply. Ask a banker for details.

+Clients are eligible for free gift while supplies last. We reserve the right to substitute an item of similar value.

Feature Product