Personal Checking Products Comparison

  Carefree
Checking
Everyday Checking Performance Checking Student Checking
Only $50 minimum opening deposit carefree check check checkmark checkmark

Monthly service charge 

$6.95

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No charge with 20 debit card transactions* OR an minimum daily balance of $1,500; otherwise,
$7.95 per month

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No charge with 20 debit card transactions* OR an minimum daily balance of $4,000;
otherwise,
$7.95 per month

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Enhanced Services: ID Protect® with Credit File Monitoring1,2, Cellular Telephone Protection2, Retail Savings1 and $hopping RewardsTM1

carefree check - Enhanced services      
Competitive interest     checkmark  
Free Visa® Debit Card carefree check - Free Visa debit card checkmark checkmark checkmark
Free Online Banking with Bill Pay Service carefree check - Free Online Banking with Bill Pay Service checkmark checkmark checkmark
Free Mobile Banking with Mobile Deposit^ carefree check - Free Mobile Banking with Mobile Deposit checkmark checkmark checkmark

Free Text Banking^

carefree check - Free Text Banking checkmark checkmark checkmark
Person-to-Person and Bank-to-Bank Transfers** carefree check - Person-to-Person and Bank-to-Bank Transfers checkmark checkmark checkmark
Free around-the-clock access to phone-in
Automated Account System
carefree check - Free around-the-clock access to phone-in Automated Account System checkmark checkmark checkmark
No per-check charge+ carefree check - No per-check charge checkmark checkmark checkmark
Unlimited check writing+ carefree check - Unlimited check writing checkmark checkmark checkmark

OPEN ACCOUNT

Bank rules and restrictions may apply. Business and corporate accounts do not qualify for personal checking. Account subject to fees if overdrawn. Account features and services charges are subject to change. Some services require online banking. 1Registration/activation required. 2See Carefree Checking Guide to Benefit for details on these services *Excludes ATM transactions. ^Capital City Bank does not charge for the use of this service at this time. Fees charged by mobile service provider are the responsibility of the user. †Requires a Capital City Bank deposit account and is subject to approval. **Person-to-person transfers to other Capital City clients only; for bank-to-bank transfers, outbound and inbound transfer fees apply. +Client purchases checks. Ask a banker for details.

 

Online Banking Service