Consumer Lines and Loans*
Personal Financing for Everyday Needs
Financing for personal needs – a new kitchen appliance, a memorable family vacation or an unexpected car repair – is quick and convenient with consumer credit lines and loans from Capital City Bank. Put your good credit score, steady employment and stable income to work when you need cash fast.
Consumer Line of Credit is an unsecured, revolving line of credit for amounts from $1,000 to $5,000 that allows funds to be borrowed, repaid and borrowed again for on-going personal needs.
Consumer Installment Loan is another option for personal financing when you need a one-time, lump sum loan.
Flexible and hassle-free, a Consumer Line of Credit offers a ready reserve of cash when you need it to handle personal financial needs and offers the option of linking to a Capital City Bank checking account for overdraft protection*.
When you have a one-time expenditure that requires immediate funds, consider a Consumer Installment Loan*. Installment loans often have fixed payments and fixed interest rates, and all funds are received at closing.