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online banking:

Forgot Your ID or Password

If you have forgotten your Capital City Bank Online User ID:

Please contact the Client Service Center Monday through Friday, 8:00 a.m. – 6:00 p.m. ET at 888.671.0400.

If you have forgotten your Capital City Bank Online Password:

Please click here to enter your Capital City Bank Online User ID and follow the prompts to reset your password.

Individual Retirement Accounts

Start saving for your future today!

Individual Retirement Accounts (IRAs) help you plan and save for your future goals and dreams. Capital City Bank offers four types: Traditional, Roth, SEP and Educational IRAs.

Product Features

  • Retirement and financial planning assistance
  • Traditional, Roth, Education and SEP IRAs available
  • Guidance in completing of required paperwork
  • Minimum opening deposit (varies by type of IRA)
  • Taxable contribution limits vary by family and individual^
  • Assistance with understanding rollover options
  • $25 charge for closing IRA prior to maturity


Minimum deposit to open varies based on investment option chosen. There is a $25 fee to close an IRA.

Feature Product