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If you have forgotten your Capital City Bank OnLine User ID:

Please contact the Client Service Center Monday through Friday, 8:00 a.m. – 6:00 p.m. ET at 888.671.0400.

If you have forgotten your Capital City Bank OnLine Password:

Please click here to enter your Capital City Bank OnLine User ID and follow the prompts to reset your password.

*Treasury Management clients will continue to call 866.317.6582 for all Capital City Bank OnLine password resets.

Individual Retirement Accounts

Start saving for your future today!

Individual Retirement Accounts (IRAs) help you plan and save for your future goals and dreams. Capital City Bank offers three types: Traditional, Roth and Educational accounts.

To speak to a knowledgeable associate who can help you decide which product best meets your needs, call 888.671.0400 or 850.402.7500 Monday through Friday from 8 a.m. to 6 p.m. EST for rate information.

Product Features

  • Retirement and financial planning assistance
  • Traditional, Roth and Education IRAs available
  • Guidance in completing of required paperwork
  • Minimum opening deposit (varies by type of IRA)
  • Taxable contribution limits vary by family and individual^
  • Assistance with understanding rollover options
  • $25 charge for closing IRA


^Consult tax advisor


Feature Product