Start saving for your future today!

Check out these great accounts, each with unique features and benefits designed to suit your lifestyle and help you manage your money.

> Absolutely Free Savings
  • Tiered Higher-yield interest rates
  • Requires e-statements
  • No minimum balance
  • No transaction fees 
  • No monthly service charge

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> Absolutely Free Savings Club
  • Only $10 opening balance
  • No minimum balance
  • No maintenance fees
  • Optional automatic savings program
  • Funds will be automatically distributed on the first business day of the month you choose (February, May, August or November) by check or account transfer.

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> Basic Savings
  • No transaction fees
  • Tiered Higher-yield interest rates
  • E-statement or paper statement
  • Maintain a minimum average monthly collected balance of $500 and $3 monthly charge is waived.

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> Premium Money Market
  • Tiered Higher-yield money market account
  • $25,000 minimum opening deposit
  • Free access to Online Banking
  • Free Capital City Bank custom checks

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> Certificates of Deposit (CDs)
  • $1,000 minimum opening deposit
  • Varying terms for maturities with compounded interest. Interest is compounded daily and paid monthly, quarterly or at maturity. Interest is not compounded for certificates of $250,000 or more
  • Upfront guaranteed return rate
  • Penalty for early withdrawal

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Interest is compounded daily and paid monthly, quarterly or at maturity. Interest is not compounded for certificates of $250,000 or more. A penalty will be imposed for early withdrawal.

 

> Individual Retirement Accounts (IRAs)
  • Retirement and financial planning assistance
  • Traditional, Roth, Education and SEP IRAs available
  • Minimum opening deposit
    (varies by type of IRA)
  • $25 charge for closing IRA
  • Taxable contribution limits apply^

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Minimum deposit to open varies based on investment option chosen. There is a $25 fee to close an IRA.

^Consult a tax advisor.

> Money Market Account
  • Tiered Higher-yield rates
  • $4,000 minimum opening deposit
  • Free access to Online Banking
  • $15 monthly service charge if the average monthly balance falls below $4,000

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> Minor Savings
  • Custodial account opened in accordance with the Uniform Transfers to Minors Act
  • No minimum balance
  • No transaction fees
  • No monthly service charge
  • Only $50 minimum opening deposit

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