Savings Club

Set aside funds throughout the year to be ready for property taxes, vacations, home improvements, holiday spending or just a rainy day! With the Savings Club* there are no maintenance fees and it only takes $10 to open an account. Funds will automatically be distributed into your Capital City Bank checking account or by check on the first business day of the month you choose (February, May, August or November).

Product Features

  • Competitive interest rate helps boost savings
  • Deposits may be made by automatic transfer from another Capital City Bank deposit account
  • Minimum opening balance of $10 with no maintenance fees
  • Funds will be automatically distributed on the first business day of the month you choose (February, May, August or November) by check or account transfer 

Refer to Terms & Conditions and Other Services and Fees disclosures for additional information related to the account. Bank rules and restrictions may apply. Business and corporate accounts do not qualify for personal products. Savings accounts subject to fees if overdrawn. Available to consumer clients who have, or agree to open, a Capital City Bank personal checking account. The balance of funds will be disbursed on the first business day of the distribution month you choose (February, May, August or November) by check or by transfer to a Capital City Bank checking or savings account as designated by the client. You may select only one distribution date each year and may request a different distribution date after the balance of funds has been disbursed. Interest is compounded daily and paid annually on the last business day before your chosen distribution date. Fees may reduce the earnings on the account. Accrued interest will be forfeited and account will be closed if funds are withdrawn prior to the annual distribution date. Some services require online banking. ^Capital City Bank does not charge for the use of this service at this time. Fees charged by mobile service provider are the responsibility of the user. †Requires a Capital City Bank deposit account and is subject to approval. Ask a banker for details.

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