VA Loans
Home Financing For Veterans
Exclusive benefits for those who have served
If you are a veteran, active-duty service member, or eligible surviving spouse, a VA home loan offers powerful advantages, including no down payment and no private mortgage insurance (PMI).
Highlights:
- No down payment required
- No PMI
- Competitive interest rates
- Backed by the Department of Veterans Affairs
- VA home loan requirements include 181 days on active duty during peacetime, 90 days on active duty during wartime or six years in the Reserves or National Guard
Get started with a VA loan today
We are honored to serve those who have served. Let us help you navigate the VA loan requirements and apply for a VA home loan with confidence. Talk to a lender today <link to the Mortgage Consultants pages> or apply online.
Additional support for those who serve
VA loans are a powerful benefit offering zero down payment and competitive terms for eligible veterans, active duty service members and surviving spouses. But did you know some first time home buyer grants in Florida and $10,000 down payment assistance programs may still be available to help cover closing or move-in costs? We’re proud to help those who’ve served take full advantage of every benefit available.
Learn more about Down Payment Assistance right here in our Homebuyers Guide. Then connect with our mortgage experts to help you weigh your options and select a down payment assistance program that best fits your needs and goals.
Compare mortgage features & advantages
The choice of which mortgage program is right for you depends on a number of factors, including your current financial picture and how long you intend to keep your house. Learn more about the general features and advantages of each program, then allow our mortgage experts to help you evaluate your options and choose the best fit for your plans.
| Mortgage Type | Best mortgage if you want: | ||||
|---|---|---|---|---|---|
| Fixed Monthly Payments | Adjustable Rates | No or Low Down Payment | Good Option for First Time Buyers | Construction to Permanent Eligible | |
Adjustable-Rate MortgageKey Features: Lower initial interest rates. Potential for significant savings if planning to move in a relatively short time. More on ARMs Apply Online |
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FHA LoanKey Features: Lower down payment requirements. Great option for first-time home buyers. More on FHA Loans |
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Fixed-Rate MortgageKey Features: Predictable monthly payments. Good option for buyers purchasing their forever home. More on Fixed-Rate Mortgages |
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USDA Rural Development Guaranteed LoanKey Features: No down payment. Liberal qualifying guidelines. Properties must be in USDA-eligible areas. More on USDA Loans |
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VA Home LoanKey Features: Relaxed qualifying guidelines. Available to veterans of the U.S. Armed Forces and their spouses. More on VA Loans |
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Jumbo Home LoanKey Features: For larger loan amounts that exceed conventional limits. More on Jumbo Loans |
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