VA Loans
Home Financing For Veterans
Exclusive benefits for those who have served
If you are a veteran, active-duty service member, or eligible surviving spouse, a VA home loan offers powerful advantages, including no down payment and no private mortgage insurance (PMI).
Highlights:
- No down payment required
- No PMI
- Competitive interest rates
- Backed by the Department of Veterans Affairs
- Service requirements are 181 days on active duty during peacetime, 90 days on active duty during wartime or six years in the Reserves or National Guard
We are honored to serve those who have served. Let us help you navigate the VA loan process with confidence.
Get started with a VA loan today
Contact a local mortgage expert <link to the People page> or apply online.
CTA button: Start Your Application Online Now
Compare mortgage features & advantages
The choice of which mortgage program is right for you depends on a number of factors, including your current financial picture and how long you intend to keep your house. Learn more about the general features and advantages of each program, then allow our mortgage experts to help you evaluate your options and choose the best fit for your plans.
| Mortgage Type | Best mortgage if you want: | ||||
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| Fixed Monthly Payments | Adjustable Rates | No or Low Down Payment | Good Option for First Time Buyers | Construction to Permanent Eligible | |
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Adjustable-Rate Mortgage Key Features: Lower initial interest rates. Potential for significant savings if planning to move in a relatively short time. More on ARMs |
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FHA Loan Key Features: Lower down payment requirements. Great option for first-time home buyers. More on FHA Loans |
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Fixed-Rate Mortgage Key Features: Predictable monthly payments. Good option for buyers purchasing their forever home. More on Fixed-Rate Mortgages |
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USDA Rural Development Guaranteed Loan Key Features: No down payment. Liberal qualifying guidelines. Properties must be in USDA-eligible areas. More on USDA Loans |
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VA Home Loan Key Features: Relaxed qualifying guidelines. Available to veterans of the U.S. Armed Forces and their spouses. More on VA Loans |
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Jumbo Home Loan Key Features: For larger loan amounts that exceed conventional limits. More on Jumbo Loans |
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