Exclusive benefits for those who have served
If you are a veteran, active-duty service member or eligible surviving spouse, a VA home loan offers powerful advantages, including no down payment and no private mortgage insurance (PMI).
Highlights:
- No down payment or cash reserves required
- No application fee
- No monthly mortgage insurance premiums
- VA funding may be financed
- Competitive interest rates
Get started with a VA loan today
We are honored to serve those who have served. Let us help you navigate the VA loan requirements and apply for a VA home loan with confidence. Connect with a mortgage consultant today or apply online.
Additional support for those who serve
VA loans are a powerful benefit offering zero down payment and competitive terms for eligible veterans, active duty service members and surviving spouses. But did you know some first-time homebuyer grants and $10,000 down payment assistance programs may still be available to help cover closing or move-in costs? We’re proud to help those who have served take full advantage of every benefit available.
Learn more about Down Payment Assistance right here in our Homebuyers Guide. Then connect with our mortgage experts to help you weigh your options and select a down payment assistance program that best fits your needs and goals.
Compare mortgage features & advantages
The choice of which mortgage program is right for you depends on a number of factors, including your current financial picture and how long you intend to keep your house. Learn more about the general features and advantages of each program, then allow our mortgage experts to help you evaluate your options and choose the best fit for your plans.
| LOAN PROGRAM | Best OPTION if you want: | ||||
|---|---|---|---|---|---|
| Fixed Monthly Payments | Adjustable Rates | No or Low Down Payment | Good Option for First-Time Buyers | Construction- to-Permanent Eligible | |
Adjustable-Rate MortgageKey Features: Lower initial interest rates. Potential for significant savings if planning to move in a relatively short time. More on ARMs |
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FHA LoanKey Features: Lower down payment requirements. Great option for first-time home buyers. More on FHA Loans |
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Conventional Fixed-Rate MortgageKey Features: Predictable monthly payments. Good option for buyers purchasing their forever home. More on Fixed-Rate Mortgages |
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USDA Rural Development Guaranteed LoanKey Features: No down payment. Liberal qualifying guidelines. Properties must be in USDA-eligible areas. More on USDA Loans |
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VA Home LoanKey Features: Relaxed qualifying guidelines. Available to veterans of the U.S. Armed Forces and their spouses. More on VA Loans |
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Jumbo Home LoanKey Features: For larger loan amounts that exceed conventional limits. More on Jumbo Loans |
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