Capital City Bank takes great measures to ensure a secure online banking environment, but as savvy consumers, half the responsibility for keeping our personal information safe in cyberspace is our own. Risky activity while online can leave your computer or mobile device – and ultimately your personal data – vulnerable. Your Capital City Bankers offer the following guidelines* for staying safe online:
- Protect all devices that connect to the Internet. Computers, smart phones, gaming systems and other web-enabled devices all need protection from viruses and malware.
- Hold the businesses you patronize online to a high security standard. Always look for "https://" or "shttp://," which means the site takes extra measures to help secure your information. "Http://" is not secure.
- Wi-Fi hotspots are convenient, but you should limit the type of business you conduct and adjust the security settings on your device to limit who can access your phone.
- If you are using a public computer, three quick steps help ensure the next guy can’t gain access to your personal info: Delete your browsing history (in browser options), log out and close out of the browser window, and always deselect the "Remember me" option.
- A few tips on passwords: Make sure it’s unique and not easily guessed; have a different one for each online account and change your passwords several times a year.
- Make use of multifactor authentication – like personal identification image or security token for Treasury Management clients – offers an extra level of security and ID verification.
- Keep personal info personal. Be conservative when it comes to sharing personal information on social networking sites. The more information you post, the easier it may be for a hacker or someone else to use that information to steal your identity, access your data or commit other crimes such as stalking.
- Keep all identifying information in a secure place in your home. Never carry Social Security cards or other important documents such as passports or birth certificates in your purse or wallet.
- Double-check monthly statements to ensure they match your records.
- Shred all personal and financial information before discarding it.
- Do not share account numbers or other personal financial information over the telephone or Internet unless you initiated the interaction.
- Review your credit report annually. You are entitled to a free credit report each year from one of the three main credit reporting bureaus.
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