finance a boat

Boat Loan

It’s smooth sailing with a Capital City Bank boat loan

You've earned it—time on the water in your very own boat. To afford it without dipping in to your savings, Capital City Bank offers boat loans with fast approval and convenient terms. If you get pre-approved before you buy, you'll have more negotiating power as you shop and you can request a same-day or next-day closing. With a shipshape loan like ours, you'll be setting sail in no time.

Features and benefits:
  • Financing for new and used boats, trailers and motors
  • Lower loan rates than unsecured installment loans
  • Quick, hassle-free application process
  • Free automatic payment deduction from your checking account

What you’ll need to apply:
  • Photo ID (Accepted forms include U.S. Driver’s License or Passport with Photo)
  • Your mortgage or rent payment
  • Estimated value of the boat
  • Your employment information
  • Your income
senior years

Payment Protection 

Unexpected emergencies, like accidents, illness, death or disability can wreak havoc on your financial situation. Take the worry out of your financial forecast with our Payment Protection program.

GAP insurance

GAP Insurance 

In the event your vehicle is lost or stolen, GAP covers the difference between the loan balance and the vehicle’s value so you have peace of mind and financial assurance.

Important Information
All loans subject to credit approval and may be subject to property approval. See individual product descriptions for additional disclosures.