

Explore business solutions that work as hard as you do.
Designed to deliver added value for you, your business and your employees with a suite of enhanced banking features.
Carefree Business Checking features and benefits:
- Monthly service charge of $10
- No minimum balance
- Free e-statements**
- 500 free items per month; 35¢ per item over 500^
- $10,000 free coin and currency transacted per month
- $2 per $1,000 in coin and currency transacted over $10,000 per month
To open your business checking account visit the Capital City Bank office nearest you. Learn more about these value-added services.
Access and convenience with a straightforward business checking account.
Everyday Checking for Business features and benefits:
- No monthly service charge with a minimum daily balance of $2,500 OR 20 Debit Card Transactions* OR an active merchant services account+ ; otherwise, $12 per month
- Free e-statement**
- 250 free items per month; 35¢ per item over 250^
- $5,000 free coin and currency transacted per month
- $2 per $1,000 in coin and currency transacted over $5,000 per month
To open your business checking account, contact a banker or visit the Capital City Bank office(Opens in a new Window) nearest you.
Fully-featured business checking account to meet a variety of financial needs.
Premium Business Checking features and benefits:
- No monthly service charge if you maintain a minimum daily balance of $5,000 OR keep an active merchant services account;+ otherwise, $15 per month
- Free e-statements**
- 500 free items per month; 35¢ per item over 500^
- $10,000 free coin and currency transacted per month
- $2.00 per $1,000 in coin and currency transacted over $10,000 per month
- $50 minimum opening deposit
To open your business checking account, contact a banker or visit the Capital City Bank office nearest you.
Account designed especially for the needs of sole proprietors and not-for-profits.
Business Checking Plus Interest features and benefits:
- No monthly service charge with a minimum daily balance of $3,000; otherwise, $15 per month
- Competitive interest
- Free e-statement**
- 250 free items per month; 35¢ per item over 250^
- $10,000 free coin and currency transacted per month
- $2 per $1,000 in coin and currency transacted over $10,000 per month
To open your business checking account, contact a banker or visit the Capital City Bank office nearest you.
Built with the advantage of competitive earnings credit for additional savings.
Commercial Business Checking features and benefits:
- Competitive earnings credit may offset monthly service and activity charges
- No minimum balance
- $18 monthly service charge
- Free e-statement**
- 15¢ per item^
- $20,000 free coin and currency transacted per month
- $2.00 per $1,000 in coin and currency transacted over $20,000 per month
- Subject to Uncollected Funds Charge on negative collected daily balance
To open your business checking account visit the Capital City Bank office nearest you.
Carefree Business Checking | everyday checking for business | premium business checking | business checking plus interest | commercial business checking | |
---|---|---|---|---|---|
Opening deposit requirement | $50 | $50 | $50 | $50 | $50 |
Minimum daily balance requirement | No minimum balance | $2,500 | $5,000 | $3,000 | None |
Monthly service charge | Monthly service charge of $10 | No monthly service charge if meeting minimum daily balance requirement OR 20 debit card transactions* OR active merchant services account+; otherwise $12 | No monthly service charge if meeting minimum daily balance requirement OR active merchant services account+; otherwise $15 | No monthly service charge if meeting minimum daily balance requirement; otherwise $15 | Competitive earnings credit may offset monthly service and activity charges; otherwise $18 |
Items (per month) | 500 FREE^ (35¢ each additional) |
250 FREE^ (35¢ each additional) |
500 FREE^ (35¢ each additional) |
250 FREE^ (35¢ each additional) |
15¢ per item^ |
Coin and currency transactions (per month) | $10,000 FREE ($2.00 every $1,000 additional per month) |
$5,000 FREE ($2.00 every $1,000 additional per month) |
$10,000 FREE ($2.00 every $1,000 additional per month) |
$10,000 FREE ($2.00 every $1,000 additional per month) |
$20,000 FREE ($2.00 every $1,000 additional per month) |
Choice of e-statements or paper statements | √** | √** | √** | √** | √** |
Unlimited check writing | √ | √ | √ | √ | √ |

Let family and friends know how much you love banking with us. When they open and use a new personal or business checking account, you’ll receive a $50 Visa® Rewards Card, up to $500 a year^^.