Business Checking

Business Checking



Explore business solutions that work as hard as you do.

Designed to deliver added value for you, your business and your employees with a suite of enhanced banking features.

Carefree Business Checking features and benefits:

  • Monthly service charge of $10
  • No minimum balance
  • Free e-statements**
  • 500 free items per month; 35¢ per item over 500^
  • $10,000 free coin and currency transacted per month
  • $2 per $1,000 in coin and currency transacted over $10,000 per month

To open your business checking account visit the Capital City Bank office nearest you. Learn more about these value-added services

Access and convenience with a straightforward business checking account.

Everyday Checking for Business features and benefits: 
  • No monthly service charge with a minimum daily balance of $2,500 OR 20 Debit Card Transactions* OR an active merchant services account+ ; otherwise, $12 per month
  • Free e-statement**
  • 250 free items per month; 35¢ per item over 250^
  • $5,000 free coin and currency transacted per month
  • $2 per $1,000 in coin and currency transacted over $5,000 per month
To open your business checking account, contact a banker or visit the Capital City Bank office(Opens in a new Window) nearest you. 

Fully-featured business checking account to meet a variety of financial needs.

 
Premium Business Checking features and benefits:
  • No monthly service charge if you maintain a minimum daily balance of $5,000 OR keep an active merchant services account;+ otherwise, $15 per month
  • Free e-statements**
  • 500 free items per month; 35¢ per item over 500^
  • $10,000 free coin and currency transacted per month
  • $2.00 per $1,000 in coin and currency transacted over $10,000 per month
  • $50 minimum opening deposit
To open your business checking account, contact a banker or visit the Capital City Bank office nearest you. 

Account designed especially for the needs of sole proprietors and not-for-profits.


Business Checking Plus Interest features and benefits: 
  • No monthly service charge with a minimum daily balance of $3,000; otherwise, $15 per month
  • Competitive interest
  • Free e-statement**
  • 250 free items per month; 35¢ per item over 250^
  • $10,000 free coin and currency transacted per month 
  • $2 per $1,000 in coin and currency transacted over $10,000 per month
To open your business checking account, contact a banker or visit the Capital City Bank office nearest you. 

Built with the advantage of competitive earnings credit for additional savings.


Commercial Business Checking features and benefits:
  • Competitive earnings credit may offset monthly service and activity charges
  • No minimum balance
  • $18 monthly service charge
  • Free e-statement**
  • 15¢ per item^
  • $20,000 free coin and currency transacted per month
  • $2.00 per $1,000 in coin and currency transacted over $20,000 per month
  • Subject to Uncollected Funds Charge on negative collected daily balance
To open your business checking account visit the Capital City Bank office nearest you. 
 

Carefree Business Checking everyday checking for business premium business checking business checking plus interest commercial business checking
Opening deposit requirement $50 $50 $50 $50 $50
Minimum daily balance requirement No minimum balance $2,500 $5,000 $3,000 None
Monthly service charge Monthly service charge of $10 No monthly service charge if meeting minimum daily balance requirement OR 20 debit card transactions* OR active merchant services account+; otherwise $12 No monthly service charge if meeting minimum daily balance requirement OR active merchant services account+; otherwise $15 No monthly service charge if meeting minimum daily balance requirement; otherwise $15 Competitive earnings credit may offset monthly service and activity charges; otherwise $18
Items (per month) 500 FREE^
(35¢ each additional)
250 FREE^
(35¢ each additional)
500 FREE^
(35¢ each additional)
250 FREE^
(35¢ each additional)
15¢ per item^
Coin and currency transactions (per month) $10,000 FREE
($2.00 every $1,000 additional per month)
$5,000 FREE
($2.00 every $1,000 additional per month)
$10,000 FREE
($2.00 every $1,000 additional per month)
$10,000 FREE
($2.00 every $1,000 additional per month)
$20,000 FREE
($2.00 every $1,000 additional per month)
Choice of e-statements or paper statements ** ** ** ** **
Unlimited check writing



piggy backRefer friends. Earn rewards!

Let family and friends know how much you love banking with us. When they open and use a new personal or business checking account, you’ll receive a $50 Visa® Rewards Card, up to $500 a year^^.