

Explore business solutions that work as hard as you do.
Our Carefree Business Checking account with enhanced value-added services makes it simple to keep your business finances safer, provide for your employees and take advantage of smart discounts on financial services and everyday purchases.
For Business:
- Data Breach Solutions | Solutions to help prepare, respond to and resolve internal data breaches as they happen
- Legal Services1,2 | Access to free or discounted legal services from a network of skilled attorneys
- Small Business Monitoring* | Business information monitored on the dark web with alerts in the event that it has been exposed
- Private WiFi*,3 | Protections of information by encrypting Wi-Fi signal with bank-level security on up to 10 devices
For the Business Owner4:
- Identity Theft Expense Reimbursement1 | Fraud resolution support and up to $1,000,000 in expense reimbursement coverage for personal identity theft
- Identity Monitoring* | Ongoing monitoring of more than 1,000 databases and public record to identify suspicious activity.
- Credit File Monitoring, Credit Report and Score*,5 | Daily credit report monitoring for key changes, plus monthly credit report and score
- Social Media Monitoring* | Active monitoring of social media accounts with alerts if compromised
- Cell Phone Protection1 | Up to $800 reimbursement for phone repair or replacement due to damage or theft
- High Risk Transactions Monitoring* | Triggered alerts when identity is used for high-risk transactions, like new accounts, password resets and more
For the Business Owner and Employees:
- Personal Identity Theft Benefit | Dedicated identity recovery advocate to help resolve incidents with expense reimbursement up to $1 million for owners and up to $10,000 for employees
- Telehealth*,6 | Anytime video or phone visit with licensed health and mental care professionals and no co-pays (this is NOT insurance)
- Health Discount Savings* | Savings on prescriptions, vision care and dental services (this is NOT insurance)
- InstaDealsTM* | Money-saving discounts from thousands of local and national businesses (available via mobile or web only)
- $hopping RewardsTM* | Earn cash back when shopping online at leading retailers, plus exclusive offers and discounts
*Benefits require registration/activation. 1 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefits or on the certificate of insurance. Guide to Benefits and/or insurance documents can be found on carefreebusinesschecking.ccbg.com. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate. 2Attorneys can conduct a legal review of up to five (5) documents each quarter, make outbound calls (limited to two (2) per month) or draft letters on behalf of your business (up to three (3) per month). Service also includes up to 10 collection letters monthly and one-on-one consultations for each new legal matter (limited to a 30-minute duration per matter). 3Compatible with AppleTM, WindowsTM and AndroidTM. Laptops: Windows running Windows 10 and above and Macs running OS X 10.10 Yosemite and above. Tablets and Smartphones: Android Phone and tablet devices running Android 6 and above and Apple iPhone, iPod and iPad devices running iOS 12 and above. 4Eligibility: Benefits are available to primary checking account owner and one (1) additional account owner (“Business Owner(s)”). Benefits are not available to a “signer” on the account who is not an account owner or Business Owner. 5Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis. 6Available to Business Owner(s) and Employees and their spouse/domestic partner and up to six (6) dependent children aged two (2) and older.
Important Information
1The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefit described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefits or on the certificate of insurance. Guide to Benefits and/or insurance documents can be found on carefreebusinesschecking.ccbg.com. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of guaranteed by the bank or any bank affiliate. 2Attorneys can conduct a legal review of up to five (5) documents each quarter, make outbound calls (limited to two (2) per month) or draft letters on behalf of your business (up to three (3) per month). Service also includes up to 10 collection letters monthly and one-on-one consultations for each new legal matter (limited to a 30-minute duration per matter).
Monitor the web for compromised business and personal information, receive prompt alerts and access specialists for restoration.
Important Information
*Benefits require registration/activation.
Connect securely with the Business Sense Private WiFi’s Virtual Private Network (VPN). Up to 10 available downloads.
Important Information
*Benefits require registration/activation. 3Compatible with Apple™, Windows™, and Android™. Laptops: Window running Windows 10 and above and Macs running OS X 10.10 Yosemite and above. Tablets and Smartphones: Android Phone and tablet devices running Android 6 and above and Apple iPhone, iPod and iPad devices running iOS 12 and above.
Fraud resolution support and up to $1,000,000 in expense reimbursement coverage for personal identity theft. Excludes unauthorized electronic fund transfers related to the business. Monitoring service must be active at the time of discovery.
Important Information
1The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefit described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefits or on the certificate of insurance. Guide to Benefits and/or insurance documents can be found on carefreebusinesschecking.ccbg.com. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of guaranteed by the bank or any bank affiliate.
Important Information
*Benefits require registration/activation.
Daily credit file monitoring and automated alerts of key changes to your credit report, along with access to credit report and credit scores.
Important Information
*Benefits require registration/activation. 5 Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis.
Help protect your social media presence from threats and risks ranging from hacked accounts to online risks and reputational damage.
Important Information
*Benefits require registration/activation.
Receive up to $800 of replacement or repair costs for damaged or stolen phones. Cell phone bill must be paid using your Capital City Bank Carefree Business Checking account.
Important Information
1The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefit described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefits or on the certificate of insurance. Guide to Benefits and/or insurance documents can be found on carefreebusinesschecking.ccbg.com. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of guaranteed by the bank or any bank affiliate.
Receive alerts for high-risk transactions via e-mail and optional SMS text.
Important Information
*Benefits require registration/activation.
Access to 24/7 video or phone visits with U.S.-based board-certified, licensed and credentialed doctors ready to help with urgent care or mental health for you, your family and your employees — all with zero copays. This is NOT insurance.
Important Information
*Benefits require registration/activation. 6Available to Business Owner(s) and Employees and their spouses/domestic partner and up to six (6) dependent children aged 2 and older.
Enjoy savings on vision, prescriptions and dental services. This is NOT insurance.
Important Information
*Benefits require registration/activation.
Money-saving discounts from thousands of local and national businesses. Available via mobile and web only.
Important Information
*Benefits require registration/activation.
Earn cash rewards when you shop online at dozens of your favorite retailers. Available via mobile and web only.
Important Information
*Benefits require registration/activation.