Personal loans for personal needs
- No collateral required to secure financing
- One-time fee of $200 to open the account, then a low annual fee
- Quick, hassle-free application process
- Decisions made in less than an hour on most applications
- Choose optimum borrowing period
- No prepayment penalty
- Optional overdraft protection when linked to Capital City Bank deposit account^
- Free automatic payment deduction from your checking account
- Photo ID (Accepted forms include U.S. Driver’s License or Passport with Photo)
- Your mortgage or rent payment
- Your employment information
- Your income
All balances will accrue interest at the variable standard Annual Percentage Rate (APR) that can range from Prime + 6.5% (currently 15.50% APR) to Prime + 11% (currently 19.50% APR), using the JP Morgan Chase Prime (JPMCP) rate, not to exceed 18% at any time (or 16% in Georgia). Information accurate as of 07/27/2023.
Subject to change without notice. No prepayment penalty. Ask your banker for complete details. This offer may be withdrawn at any time.