Personal loans for personal needs
Personal financing can be essential to daily life, so Capital City Bank offers a personal line of credit to manage any expense that comes your way. Our consumer line of credit is a $5,000 unsecured, revolving line of credit exclusively for Capital City Bank clients. All you need to qualify is a good credit score, steady employment and a stable income.
Features and benefits:
- No collateral required to secure financing
- One-time fee of $200 to open the account, then a low annual fee
- Quick, hassle-free application process
- Decisions made in less than an hour on most applications
- Choose optimum borrowing period
- No prepayment penalty
- Optional overdraft protection when linked to Capital City Bank deposit account^
- Free automatic payment deduction from your checking account
What you’ll need to apply:
- Photo ID (Accepted forms include U.S. Driver’s License or Passport with Photo)
- Your mortgage or rent payment
- Your employment information
- Your income