secure debit cards

Debit Cards


A debit card designed for real life

Your Capital City Bank Visa® debit card gives you secure, convenient access to the funds in your checking account for effortless everyday spending. Whether grabbing coffee, paying bills, shopping online or splitting dinner with friends, it's an easy way to pay in-store, online and on the go. 

debit cards automatic savings

Automatic Savings3


debit cards - zero liability

Zero Liability Guarantee2


debit cards card controls

Debit Card Controls

When you enroll in Making Cents, we round up your debit card purchases to the nearest whole dollar and transfer the change to savings.


Spend confidently knowing your account is monitored 24/7 and you’re not responsible for unauthorized transactions.2


Lock and unlock your debit card in real time, right from the CCBMobile app or online banking for protection and peace of mind.
Start Saving
Debit Card Security
Managing Your Cards 
 
convenient ways to pay

Convenient ways to pay anywhere you shop

Swipe, tap1 or add your debit card to your digital wallet to make checking out fast, easy and secure in person or online. 

debit cards tap to pay debit cards Apple Pay debit card G Pay
debit cards Samsung Pay debit cards zelle debit cards PayPal
 
 
 

debit cards groceries spending

Spend
The best debit card for everyday spending


debit cards paying bills

Pay
Automatic payments for recurring bills and subscriptions


debit cards manage account

Manage
Built-in monitoring and card controls to protect your account
  • Fast, easy checkout in person or online
  • Secure and encrypted
  • Quick, one-time set up at the biller’s site
  • Avoid late fees
  • Track purchases
  • Lock and unlock your debit card
  • Account security alerts

 

Boost Savings

Boost savings when you use your debit card

The Making Cents Savings Service rounds up everyday debit card purchases and payments to the next whole dollar and transfers the extra cents to your Capital City Bank savings account or other checking account, turning routine spending into automatic savings.3

debit cards coffee
Coffee
$4.35
debit cards food
Lunch $12.40
 
debit cards groceries
Groceries
$21.90
SAVE $0.65
SAVE
$0.60
SAVE
$0.10

Spend like normal. Watch your savings grow.

View the Making Cents Terms & Conditions and frequently asked questions, and enroll today!

 

Don't let managing bills rule your life. Simplify your financial routine and take back your time with recurring payments—add your debit card to your billing account for automatic monthly payments with no manual steps.

Stay on track and avoid late fees no matter how busy life gets with automatic payments for:

  • Cable/Internet
  • Cell Phone
  • Insurance
  • Mortgage/Rent
  • Subscriptions
  • Utilities
Your new Capital City Visa debit card will be packaged with activation instructions.




































Manage Your Cards Online Call Us For Assistance
Order a new card for your account, deactivate a card that has been lost, stolen, damaged or compromised right from within your online or mobile banking service, any time of day, any day of the week.

From your online/mobile banking menu, choose Services > Debit Card - Order or Card Controls.
Call us 24 hours a day, seven days a week at 888.671.0400 to be connected to our fraud protection services department. If calling outside of Card Service hours, a block will immediately be placed on your card to prevent all future transactions.

Card Service Hours:

  • Monday through Friday 8 a.m. until 7 p.m., ET
  • Saturday 9 a.m. until 4 p.m., ET
  • Sunday 1 - 4 p.m., ET
  • Plus call 24 hours to have a block put on your card if you suspect fraud
Online Chat Hours:
  • Monday-Friday 8 a.m. to 7 p.m. ET
  • Saturday 9 a.m. to noon, ET


 
   






























Have full control over your accounts and cards for the ultimate peace of mind when your cards are lost or stolen, you suspect fraud or want to prevent fraud. Order a new card for your account, tell us you are traveling, temporarily freeze and unfreeze an existing card, or cancel and replace a card that has been lost, stolen, damaged or compromised right from within your online or mobile banking service, any time of day, any day of the week. 

From your online/mobile banking menu, choose Services > Debit Card - Order or Card Controls to:

  • Lock/unlock your card
  • Order a new or replacement card
  • Block untrusted transactions or activity such as card-not-present, international and mail/phone orders
  • Set travel alerts
Also, dispute fraudulent debit card transactions and customize your account security preferences and alerts.
 

Manage My Card




































For a fast, secure and easy way to pay in-store, online or in-app, add your Capital City Bank debit card to your digital wallet. Enjoy having effortless purchasing power and access to the funds in your account anywhere you go, even when your debit card is secure at home.
 

Your Capital City Bank debit card is compatible with all digital wallets, including:

debit cards Apple Pay debit card G Pay
debit cards zelle debit cards PayPal
debit cards Samsung Pay

debit cards mobile wallet

Use your digital wallet in store, online and in app.

For in-person shopping, tap-to-pay1 can be used anywhere you see the Contactless symbol. If shopping online or in-app, look for your preferred digital wallet logos. 
 
 

Setting up your digital wallet

  1. Open the mobile wallet app on your phone.
  2. Follow the prompts to add a payment or debit card (steps vary by application).
  3. You're now ready to pay with your debit card using your mobile phone! 
 

Paying with your digital wallet

In-Store Online or In-App
Use it anywhere you see the contactless symbol at checkout. Simply unlock your phone and hold it up to the symbol on the contactless card reader1. Look for your preferred wallet's logo at checkout then simply tap to purchase1, authenticate and pay.
 
 
 
 
 



































Your Visa® debit card includes multiple layers of protection designed to help keep your transactions secure from fraud and unauthorized payments

  • 24/7 fraud monitoring to detect unusual or suspicious activity
  • Zero Liability Policy2 to protect you from unauthorized purchases
  • Advanced data encryption to safeguard your card information
  • Easy card replacement if your card is lost or stolen managed right from your online/mobile banking service
  • Fast, dedicated support if something doesn’t look right
  • Ability to turn your card on/off anytime with card controls in online/mobile banking

Bank with confidence. From everyday purchases to the unexpected, you’re protected.

Learn More About Debit Card Security

Manage Your Cards Online Call Us For Assistance
Order a new card for your account, deactivate a card that has been lost, stolen, damaged or compromised right from within your online or mobile banking service, any time of day, any day of the week.

From your online/mobile banking menu, choose Services > Debit Card - Order or Card Controls.
Call us 24 hours a day, seven days a week at 888.671.0400 to be connected to our fraud protection services department. If calling outside of Card Service hours, a block will immediately be placed on your card to prevent all future transactions.

Card Service Hours:

  • Monday through Friday 8 a.m. until 7 p.m., ET
  • Saturday 9 a.m. until 4 p.m., ET
  • Sunday 1 - 4 p.m., ET
  • Plus call 24 hours to have a block put on your card if you suspect fraud
Online Chat Hours:
  • Monday-Friday 8 a.m. to 7 p.m. ET
  • Saturday 9 a.m. to noon, ET
Manage Your Cards Online Call Us For Assistance
Order a new card for your account, deactivate a card that has been lost, stolen, damaged or compromised right from within your online or mobile banking service, any time of day, any day of the week.

From your online/mobile banking menu, choose Services > Debit Card - Order or Card Controls.
Call us 24 hours a day, seven days a week at 888.671.0400 to be connected to our fraud protection services department. If calling outside of Card Service hours, a block will immediately be placed on your card to prevent all future transactions.

Card Service Hours:

  • Monday through Friday 8 a.m. until 7 p.m., ET
  • Saturday 9 a.m. until 4 p.m., ET
  • Sunday 1 - 4 p.m., ET
  • Plus call 24 hours to have a block put on your card if you suspect fraud
Online Chat Hours:
  • Monday-Friday 8 a.m. to 7 p.m. ET
  • Saturday 9 a.m. to noon, ET
If you misplace your debit card or suspect that your card or card number could have been obtained by someone else, it’s important to take immediate action to protect your account from fraudulent transactions. For just these occasions, we make it easy to deactivate your debit card within your online banking service and CCBMobile app any hour of any day.
 
  1. Log into your online banking service or CCBMobile app.
  2. Under the main menu, click Services then Card Controls.
  3. Choose the affected debit card from the drop-down box and click Freeze Card.
A frozen card may be reactivated by selecting the frozen card in the drop-down box and clicking Unfreeze Card. You can also cancel a frozen card and order a replacement right there, on the spot.
Visit one of the offices listed below during business hours to obtain an instant-issue debit card. These work just like the debit cards you receive in the mail but offer a handy alternative for clients needing to replace a lost or stolen card on the spot. Leave the office with an active, permanent debit card in hand rather than waiting on the mail. 
ALABAMA
Chambers County
FLORIDA
Levy County
Madison County
Putnam County
Suwannee County
Taylor County
Walton County
Wakulla County
Washington County
GEORGIA
Bibb County
Cobb County
Grady County
Laurens County
Troup County






































Important Information
1Tap-to-pay is a contactless debit card payment method and is not eligible for use anywhere card insertion is requested.
2Visa's® Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN transactions not covered by Visa or any other transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
3Requires enrollment and a personal Capital City Bank checking account with a debit card. Money market, certificate of deposit and individual retirement accounts are ineligible.
This card is issued by Capital City Bank pursuant to a license from Visa USA Inc. Visa is a registered trademark of Visa International Service Association.