secure debit cards

Debit Cards


A debit card designed for real life

With flexible payment options and secure purchasing power tied directly to your checking account, your Capital City Bank Visa® debit card makes accessing your funds for everyday spending needs effortless. Whether grabbing coffee, paying bills, shopping online or splitting dinner with friends, paying with your debit card in-store or online is fast, easy and secure. Everyday purchases come in all shapes and sizes. And your Capital City Bank Visa® Debit Card with tap-to pay1 and chip technology gives you a safe, easy way to pay for anything, no matter how small

Automatic savings3

Fraud monitoring and zero liability guarantee2

Debit card controls

When you enroll in Making Cents, we round up your debit card purchases to the nearest whole dollar and transfer the change to savings.

Spend confidently knowing your account is monitored 24/7 and you’re not responsible for unauthorized transactions.2

Lock and unlock your debit card in real time, right from the CCBMobile app or online banking for protection and peace of mind
Start Saving Your Change


Convenient ways to pay anywhere you shop

Swipe, tap or add your debit card to your digital wallet to make checking out fast, easy and secure in person or online. 
Google Pay, Apple Pay, Zelle, Touch to pay

Manage your entire financial routine with one card

Spend

Pay

Manage

The best debit card for everyday spending

  • Fast, easy checkout in person or online
  • Secure and encrypted

Automatic payments for recurring bills and subscriptions

  • Easy, one-time set up at the biller’s site
  • Avoid late fees

Built-in monitoring and card controls to protect your account

  • Track purchases
  • Lock and unlock your debit card
  • Transaction alerts
ACTIVATE YOUR DEBIT CARD SET UP RECURRING PAYMENTS LOG IN TO MANAGE YOUR CARD
 

Boost savings when you use your debit card

The Making Cents Savings Service rounds up everyday debit card purchases and payments to the next whole dollar and transfers the extra cents to your Capital City Bank savings account or other checking account, turning routine spending into automatic savings.3

Spend like normal. Watch your savings grow.

  • Spend $4.35 for coffee → Save $0.65
  • Spend $21.90 on groceries  → Save $0.10
  • Spend $12.40 on lunch → Save $0.60
View the Making Cents Terms & Conditions and frequently asked questions, and enroll today!

Simplify your financial routine and spend less time managing your bills with recurring payments using your Capital City Bank debit card. Once you’ve set up a recurring payment at the biller’s site, your payment is made automatically and on time, so you never miss a due date, no matter how busy life gets.

Stay on track and avoid late fees with recurring payments for all your routine expenses:

  • Cable/Internet
  • Cell Phone
  • Insurance
  • Mortgage/Rent
  • Subscriptions
  • Utilities

Add your debit card to your billing account, and your payment is made automatically every month – no more manual steps, missed due dates or late fees.

Your new Capital City Visa debit card will be packaged with activation instructions.



































Your new Capital City Visa debit card will be packaged with activation instructions.
Manage Your Cards Online Call Us For Assistance
Order a new card for your account, deactivate a card that has been lost, stolen, damaged or compromised right from within your online or mobile banking service, any time of day, any day of the week.

From your online/mobile banking menu, choose Services > Debit Card - Order or Card Controls.
Call us 24 hours a day, seven days a week at 888.671.0400 to be connected to our fraud protection services department. If calling outside of Card Service hours, a block will immediately be placed on your card to prevent all future transactions.

Card Service Hours:

  • Monday through Friday 8 a.m. until 7 p.m., ET
  • Saturday 9 a.m. until 4 p.m., ET
  • Sunday 1 - 4 p.m., ET
  • Plus call 24 hours to have a block put on your card if you suspect fraud
Online Chat Hours:
  • Monday-Friday 8 a.m. to 7 p.m. ET
  • Saturday 9 a.m. to noon, ET
Manage Your Cards Online Call Us For Assistance
Order a new card for your account, temporarily freeze an existing card, reactivate a frozen card, or cancel and replace a card that has been lost, stolen, damaged or compromised right from within your online or mobile banking service, any time of day, any day of the week.

From your online/mobile banking menu, choose Services > Debit Card - Order or Card Controls.

Reach our bankers seven days a week for support and assistance with all your debit card-related needs, from activations and pinning to taking action on a lost or stolen card and disputing a fraudulent transaction. Call 888.671.0400 to access our Automated Banking System menu and speak with a Capital City Bank representative:

Card Service Hours:

  • Monday through Friday 8 a.m. until 7 p.m., ET
  • Saturday 9 a.m. until 4 p.m., ET
  • Sunday 1 - 4 p.m., ET
  • Plus call 24 hours to have a block put on your card if you suspect fraud
Online Chat Hours:
  • Monday-Friday 8 a.m. to 7 p.m. ET
  • Saturday 9 a.m. to noon, ET
If you misplace your debit card or ever have any suspicion that your card or card number could have been obtained by someone else, it’s important to take immediate action to protect your account from fraudulent transactions. For just these occasions, we make it easy to deactivate your debit card within your online banking service and CCBMobile app any hour of any day.
 
  1. Log into your online banking service or CCBMobile app.
  2. Under the main menu, click Services then Card Controls.
  3. Choose the affected debit card from the drop-down box and click Freeze Card.
A frozen card may be reactivated by selecting the frozen card in the drop-down box and clicking Unfreeze Card. You can also cancel a frozen card and order a replacement right there, on the spot.
Visit one of the offices listed below during business hours to obtain an instant-issue debit card. These work just like the debit cards you receive in the mail but offer a handy alternative for clients needing to replace a lost or stolen card on the spot. Leave the office with an active, permanent debit card in hand rather than waiting on the mail. 
ALABAMA
Chambers County

FLORIDA
Levy County
Madison County
Putnam County
Suwannee County
Taylor County
Walton County
Wakulla County
Washington County

GEORGIA
Bibb County
Cobb County
Grady County
Laurens County
Troup County






























Capital City Bank online and mobile banking give you full control over your accounts and cards for the ultimate peace of mind when your cards are lost or stolen, you suspect fraud or want to prevent fraud. Order a new card for your account, tell us you are traveling, temporarily freeze and unfreeze an existing card, or cancel and replace a card that has been lost, stolen, damaged or compromised. Set up notifications for purchases or block transaction types from occurring right from within your online or mobile banking service, any time of day, any day of the week. 

From your online/mobile banking menu, choose Services > Debit Card - Order or Card Controls.

Manage My Card








































































Your Visa ® Debit Card includes multiple layers of protection designed to help keep your transactions secure from fraud and unauthorized payments

  • 24/7 fraud monitoring to detect unusual or suspicious activity
  • Visa’s Zero Liability Policy* to protect you from unauthorized purchases
  • Advanced data encryption to safeguard your card information
  • Easy card replacement if your card is lost or stolen
  • Fast, dedicated support if something doesn’t look right
  • Card Controls available to turn your card on/off anytime

Bank with confidence. From everyday purchases to the unexpected, you’re protected.

Protect My Debit Card











































Important Information

1Tap-to-pay is a contactless debit card payment method and is not eligible for use anywhere card insertion is requested.
2Visa's Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN transactions not covered by Visa or any other transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

3Requires enrollment and a personal Capital City Bank checking account with a debit card. Money market, certificate of deposit and individual retirement accounts are ineligible.


This card is issued by Capital City Bank pursuant to a license from Visa USA Inc. Visa is a registered trademark of Visa International Service Association.