

Capital City Investments
Capital City Strategic Wealth
Capital City Trust Company


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Bill began his career at Capital City Bank in 1978 and worked in numerous capacities before being named chief executive officer of Capital City Bank Group, Inc. in 1995 and chairman in 2003. Florida Trend Magazine recognizes him as one of the 500 most influential business executives in the state.
Bill's alma mater is Florida State University where he remains actively involved as a member of the Florida State Athletic Board. He was inducted to the FSU College of Business Hall of Fame in 2009.
Bill serves on the Southern Company Board of Directors, a super-regional energy company based in Atlanta, Ga., and also served on the Darlington School Board of Trustees and the First National Bankers Bank Board of Directors.

Tom joined Capital City in 1974 and has held positions across every area of the Bank. After serving as president of Second National Bank and Industrial National Bank, Tom was appointed president of Capital City Bank in 1995, during the the Bank's centennial year. After three decades of distinguished leadership in that role, he was elected president of Capital City Bank Group in 2025.
Active in the community, Tom has served as chair of the Southeastern Community Blood Center, chair of the Greater Tallahassee Chamber of Commerce, chair of the United Way of the Big Bend and chair of the Seminole Boosters, as well as president of the Community Bankers of Florida. He currently serves on the boards of Capital Health Plan and Tall Timbers. He holds an MBA from Florida State University.

Beth currently serves as president of Capital City Bank. She joined Capital City in 2006 as chief people officer, served as president of Capital City Services Company and in 2015 was promoted to chief operating officer. Beth is responsible for managing the operations and financial performance of the bank, as well as strengthening relationships with key stakeholders. Beth is also a director of Capital City Bank and an officer of Capital City Bank Group.
Under Beth’s leadership, Capital City Bank has been recognized as a Best Place to Work by Florida Trend magazine annually since 2012; a Best Place to Work by Georgia Trend magazine; and a Best Bank to Work For by the American Banker annually since 2013. Capital City Bank has been recognized for its client-focused and compassionate associate response to Hurricanes Irma, Michael and Idalia, as well as the COVID-19 pandemic.
Beth is a graduate of the University of Tennessee at Martin and received her master’s degree from Florida State University. She is a dedicated community advocate and currently serves as a director of Tallahassee Memorial Healthcare, chairman of the United Way of the Big Bend and vice chair for the Community Foundation of North Florida. She has served as a member of the City of Tallahassee Charter Review Commission and is past chairman of both the Greater Tallahassee Chamber of Commerce and the Children’s Home Society of North Florida. Beth is a graduate of Leadership Tallahassee and Leadership Florida.
Corum is recipient of the 2019 Julian V. Smith Award, an honor reserved for the Capital City Associate who embodies a spirit of volunteerism and selflessly gives of his or herself for the benefit of others. She was named Tallahassee's 2019 Woman of the Year by Tallahassee Woman magazine and received a Pinnacle Award from 850 Business Magazine.

Jep Larkin joined Capital City Bank in 1986, and after serving in various credit roles early in his career, he lead the Capital City Bank Group Internal Audit Division from 1992 to 2002. He was subsequently appointed Capital City Bank Controller, where he served until assuming his current role as executive vice president and chief financial officer. As the principal accounting officer of the Company, he oversees all functions involving accounting and financial reporting, profitability analysis, financial planning and treasury.
Jep is a Certified Public Accountant licensed in Florida and Georgia and, in addition to his role as chief financial officer, serves the Company in a number of leadership roles including chairing the Asset/Liability and Market Risk Oversight Committees and overseeing the financial performance group within the Strategic Planning Committee. He assists managers in the evaluation and financial analysis of business line initiatives and acquisitions, and oversees the integration of accounting and financial reporting for the company’s merger and acquisition activity.
Jep holds a Bachelor of Science degree in Economics and a Master of Business Administration in Finance from the Florida State University and is a graduate of the Stonier School of Banking. He is a dedicated volunteer with Big Brothers Big Sisters and Meals on Wheels, and a passionate supporter of the United Way of the Big Bend. He also serves his community as chair of the Leon County Audit Advisory Committee and a coach with Tallahassee Parks and Recreation. He is a deacon of Bradfordville First Baptist Church and has served in several capacities, including deacon secretary/officer, treasurer and a member of the finance committee.

Tom Allen joined Capital City Bank in 2008 and assisted with development of the Virtual Banking Division. He transferred to the Residential Mortgage Lending Division in late 2013, where he directed the department’s efforts to obtain loans on primary residences, vacation homes, and certain other residential properties, including residential lot loans. In 2020, he assumed the role of Real Estate Management where he focuses on the Real Estate assets of the Bank.
Tom received his bachelor’s and master’s degrees from Florida State University and is a graduate of both Leadership Florida and Leadership Tallahassee. He currently serves on the Volunteer Florida Board of Commissioners and the Leon County Research and Development Board of Governors.

Bradley began her career with Capital City Bank in 1994 as a teller and advanced to head teller, client service center representative and banking office manager before joining the HR team in 2013. Throughout her 30 years of service, the Company has relied on Bradley’s transformational leadership and passion for equality and human rights both as a tenured member of its human resources team as well as founder and champion of its Diversity, Equity, Inclusion & Belonging (DEI&B) Council.
Bradley holds her SHRM-CP certification and an MBA in Business Administration and Human Resources Management from Saint Leo University. Additionally, she received her Bachelor of Applied Science in Business and Organizational Leadership from Valencia College in Orlando, Fla. and earned an Associate of Arts degree from North Florida College in Madison, Fla. Bradley and her husband, Thurston, have two children, Kierston and Shelton. She is an active member of the Macedonia Missionary Baptist Church and is dedicated to strengthening her community through volunteer service with her church as well as on projects supporting the local food bank.


Brooke Hallock joined Capital City Bank in 2004. During her career at Capital City Bank, Brooke has served as public relations manager and marketing director, and as chief brand officer, she is the keeper and promoter of the star. She oversees the Capital City brand, including advertising, internal and external communications, public relations, philanthropy and client service projects.
Raised in Middleburg, Fla., Brooke has lived in Tallahassee since 1991. Prior to joining Capital City Bank, Brooke was assistant director of public relations for Tallahassee Memorial HealthCare, where she served 10 years. She is a graduate of Leadership Tallahassee and Leadership Florida. In 2013, Brooke was selected among an elite group of dedicated community leaders to receive the distinction of the Tallahassee Democrat’s “25 Women You Need To Know.”
A graduate of Florida State University with a bachelor's degree in public relations, she serves on the board for Opening Nights at Florida State University, Tallahassee State College Foundation, The Tallahassee - Leon County Babe Ruth Board of Directors, and the American Bankers Association Marketing Advisory Council. Brooke has previously served on the board for the Big Bend Hospice Foundation, the Tallahassee Symphony Orchestra, the United Way of the Big Bend, the Challenger Learning Center, Levy Park Advanced Play League, and president of her children's parent\teacher organization.

Senior Vice President, Chief Information Security Officer
Matthew Henderson joined Capital City Bank in September 2022 as an information security officer. His expertise and leadership quickly earned him a promotion to chief information security officer in October 2024. In this role, he leads the Corporate Security & Risk Department, overseeing both the information and physical security teams. His responsibilities include developing, overseeing, monitoring, managing and reporting on the security program in accordance with policy.
He holds a Bachelor of Science and Master of Science in Management Information Systems from Troy University and the University of Alabama at Birmingham, respectively. His credentials include certifications as a Certified Information Systems Security Professional, Certified Information Security Manager, Certified in Risk and Information Systems Control and Certified Information Systems Auditor.
With over 15 years of experience in information technology, cybersecurity, information security and physical security across various industries, Henderson brings a wealth of knowledge to his position. He also serves on several advisory boards and committees within the financial sector, including the American Bankers Association’s Cybersecurity and Operational Resilience Advisory Committee, the Risk and Compliance Conference Board and the Cyber Risk Institute’s Joint Standards Committee.
Beyond his professional roles, Henderson is actively engaged in the community. He is a member of Shriners International and the Tallahassee Tennis Association. Additionally, he volunteers with Big Brothers Big Sisters of the Big Bend.
In his spare time, Henderson enjoys spending time with his wife, Brittony, and their two children.

Erica earned her Bachelor of Science in Business Administration and Accountancy from Auburn University and her Master of Science in Management with a minor in Human Resources Management from Troy State University. She is a Certified Internal Auditor (CIA), Certified Sarbanes-Oxley Professional (CSOP), and a member of the Institute of Internal Auditors, American Bankers Association and Florida Bankers Association. She is also a graduate of the Florida Bankers Association Florida Trust and Wealth Management School.
A dedicated community advocate, Erica is active with numerous civic and service organizations, including serving as a board member for The Grady County Help Agency since 2022 and as vice president of Public Relations for the Rose City Toastmasters Club. She was named Woman of the Year in 2022 by New Generation by Faith Ministries and served as Grand Marshal and keynote speaker for The Grady County Dr. Martin Luther King, Jr. Collaborative in 2023. She has volunteered with Junior Achievement of America since 2012.

Senior Vice President, Chief Technology Officer
As the newly appointed Chief Technology Officer at Capital City Bank, Lynne Jensen leads the development and execution of the Company's comprehensive technology strategy. In this role, she ensures alignment with the organizational mission and strategic goals, providing strategic and technical direction across various key areas including product development, cybersecurity, application architecture, artificial intelligence platforms, infrastructure management, budgeting, operational efficiency, associate growth, and future processes and system alterations.
With close to three decades of experience in the technology sector, Jensen joined Capital City Bank in October 2004 and has held pivotal positions throughout her tenure. Previously serving as the IT Network Manager, she oversaw critical technological initiatives and operational functions that facilitated continuous growth and innovation within the Bank.
Before her time at Capital City Bank, Jensen honed her skills as a network engineer at the Florida House of Representatives. She also held significant roles such as Director of Information Technology/Information Security Officer at PresGar Companies, Vice President of Information Technology at iLIANT Corporation, and Director of Information Technology at Medical Manager Health Systems/WebMD.
Jensen holds a Bachelor of Science in Information Technology from Colorado Technical University. Beyond her professional achievements, Lynne actively engages in volunteer work, devoting her time and expertise to animal welfare causes through organizations like Born Free USA, where she has volunteered for the past eight years.

Senior Vice President, Chief People Officer
Ashley Leggett oversees a newly formed talent division at Capital City Bank, comprising the human resources, culture, and learning and development departments. In her role, she drives collaboration across these critical areas, unifying them around the shared goal of delivering extraordinary associate experiences throughout their lifecycles with the Bank.
A Tallahassee native and second-generation banker, Leggett initiated her banking career in 2008. She held positions as a relationship banker in Commercial Real Estate Institutional and Business Banking before transitioning into Human Resources. Most recently, Leggett served for the last 18 months as the Human Resources senior operations manager, leveraging her 16-year record of service and wealth of experience across multiple disciplines of the Company to drive initiatives that have positively impacted the workforce. She earned her bachelor’s degree from the University of Florida and is a graduate of the Florida Bankers Association Florida School of Banking.
Leggett's commitment to professional integrity and community involvement is evident through her various roles and accolades. She was the 2024 recipient of the Julian V. Smith Community Involvement Award at Capital City Bank, recognizing her spirit of volunteerism and selfless dedication to benefiting others. Her extensive community commitments include being a board member of the Urban Land Institute, chair of the Blueprint Intergovernmental Agency Citizens Advisory Committee, treasurer at Chaires Methodist Church, secretary of 211 Big Bend, and former chair of the American Heart Association and Ronald McDonald House Charities of Tallahassee. In 2023, Leggett's outstanding leadership and community engagement led to her being named a Leadership Pacesetter by Leadership Tallahassee, one of four prestigious Distinguished Leadership Awards conferred annually.

Bill began his career at Capital City Bank in 1987 as a methods analyst. As Capital City Investments president, Bill implemented and manages the retail brokerage service provided by LPL Financial, located in Capital City Bank offices. In addition, Bill is the president of Capital City Trust Company and Capital City Strategic Wealth.
Bill graduated from the University of Florida and earned his master’s degree in business administration from Florida State University. He is also a graduate of Leadership Tallahassee and Leadership Florida, and serves on the board of the Tallahassee Downtown Improvement Authority. Bill is past chair and current board member for the Economic Club of Florida as well as past chair and executive committee member for the Trust Division of the Florida Bankers Association. Bill is also a member of the finance committee for the Saint John's Episcopal Church and serves on the board of the Saint John’s Episcopal Church Foundation. He is active on the Power 5 team of the United Way and a member of Capital Tiger Bay Club and the Tallahassee Exchange Club. Bill is also past chair of the Governor’s Club and the Greater Tallahassee Chamber of Commerce.

As chief credit officer, Lee oversees loan delivery, portfolio risk and Current Expected Credit Losses (CECL) methodology, as well as leads initiatives for process improvement, digital lending software and risk management. He is a CPA and Chartered Global Management Accountant with more than 30 years of experience in finance, accounting, planning, mergers and acquisitions, and management across the United States and Europe.
He joined Capital City Bank in 2004 as senior vice president in the Credit Administration Department with primary responsibility for directing loan delivery and portfolio risk management. In 2021, Nichols received the Mountain Mover Award, the top service honor presented by Capital City Bank, and has been selected three times to attend Star Summit, an annual awards program recognizing the top sales and service leaders across the Bank.
Nichols earned his Bachelor of Science in Accounting from Florida State University, is a member of the American Institute of Certified Public Accountants (AICPA) and Florida Institute of Certified Public Accountants (FICPA). He is active in Pi Kappa Phi Properties, Trinity United Methodist Church, Leadership Tallahassee and the Capital Tiger Bay Club.

Senior Vice President, Chief Retail Officer
Alicia joined Capital City Bank in 2005 and has steadily advanced through a variety of roles, building broad expertise in client service, operations and leadership. She began in the Client Service Center and later moved into technology and support roles such as software support analyst, project analyst and software support manager. In January 2021, she was appointed Bank Operations Group manager, where she led Bank Operations, Deposit Services, Loan Servicing and Transactional Risk & Fraud Prevention, and guided strategic initiatives to streamline processes, enhance client experience, and strengthen safeguards against risk. Since October 1, 2025, she has served as chief retail officer, leading the retail banking strategy of the Bank.
Alicia holds a bachelor’s degree in accounting from Flagler College. Dedicated to giving back, she is a long-time supporter of the United Way of the Big Bend.

Greg has been an industry leader for over three decades. His expertise lies in driving results through strategic planning, collaboration, and innovation. He started the company in 2006 and has overseen its growth to become a top five lender in Georgia. Under his leadership, Capital City Home Loans has seen a steady increase in sales over the last two years and has expanded to 24 locations, doing business in 9 states. He serves on the Boards of Directors for several financial institutions, non-profits and industry overseers.

Ramsay Sims began his service with Capital City Bank in 2010 and currently serves as chief banking officer, responsible for overseeing the retail and lending divisions. In his career, he has amassed decades of experience serving corporations, governments and non-profit organizations in the financial sector. Prior to joining Capital City Bank, Ramsay spent five years in public finance with Merrill Lynch, three years in corporate tax-exempt finance with Banc of America Securities and six years with GE Capital.
Ramsay holds a bachelor’s degree in economics from the University of the South (Sewanee) and a master’s in business administration from Florida State University. He previously served on the board of America’s Second Harvest of the Big Bend, where he held the offices of finance committee chair, treasurer and president. Ramsay also served as a vestry member at St. John’s Episcopal Church and is the current board president for the Leon County Educational Facilities Authority.

Chief Lending Officer William Smith began his banking career in 2007 after earning his bachelor’s degree in Agricultural Business & Economics from Auburn University. In 2012, he graduated from the Florida Bankers Association Florida School of Banking and currently devotes his expertise to providing strategic direction and oversight for all Capital City communities in the Big Bend area.
William is passionate about his community and takes an active role in its development through his professional associations and volunteer commitments. A past president of Access Tallahassee and a former member of the TMH Foundation board of directors, William currently serves on the boards of the Tallahassee Chamber of Commerce and Big Bend Hospice.
Additionally, he is a member of the Florida Bankers Association and Tallahassee Young Entrepreneurs Organization, and an active supporter of the United Way of the Big Bend. In his spare time, William enjoys being outdoors and spending time with his wife and two sons.

When joining Capital City Bank in 2004, Cheryl brought 15 years of financial services experience in a variety of roles including teller, loan officer, office manager, human resources, system analyst, project manager and retail office administrator. Her current responsibilities include directing the information technology, facilities and building management, purchasing, corporate training, loan and deposit operations, transactional risk/fraud prevention and project management functions for the Bank.
Cheryl received her business administration degree from the University of Florida and is a graduate of the American Bankers Association Stonier Graduate School of Banking. She also earned a Wharton Leadership Certificate.
Cheryl was born and raised in Tallahassee and remains active in the community. She served as vice chair on the board of the Capital Area Community Action Agency and treasurer of the Junior Achievement board. She also served as a Loan Executive with the United Way of the Big Bend.
