

Capital City Bank has 130 years of community banking experience. We are still locally owned, still a strong community partner and still here for you.
Thinking about making a move? Let's talk - or make the switch today.
Call and speak to a banker to have a no-pressure conversation or open your new account in just a few clicks.
We bring strength, stability and strong relationships
- 130 years of local strength - a name you know and a legacy you can count on.
- Local bankers and familiar faces committed to personal relationships and extraordinary client service.
- Full-service banking offices both in Crawfordville and nearby Tallahassee, plus robust digital tools for maximum banking flexibility.
- Decisions made locally - we know this community because we are part of it.
"Y'all's excellent reputation proceeded you! Jen thought of everything! An excellent client service rep! Thanks, again, Jen"
- Roland T., Crawfordville
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"Jen was so pleasant, knowledgeable, helpful getting things setup and a pleasure to work with!!! Great experience all the way around." - Gerald G., Crawfordville |
Thinking about making a move? Let's talk - or make the switch today.
Call and speak to a banker to have a no-pressure conversation or open your new account in just a few clicks.
Carefree checking |
Everyday checking | performance checking | EVOLVE checking | LEVEL UP CHECKING | |
---|---|---|---|---|---|
Opening deposit requirement | $50 | $50 | $50 | $50 | $50 |
Minimum daily balance requirement | None | $1,500 | $4,000 | None | None |
Monthly service charge | $6.95 |
No monthly service charge with either:
20 debit transactions* OR
$1,500 minimum daily balance
Otherwise, it's $7.95
|
No monthly service charge with either:
20 debit transactions* OR $4,000 minimum daily balance
Otherwise, it's $7.95
|
FREE | FREE |
No per-check fee+ | √ | √ | √ | √ | √ |
Electronic or paper statement | √ | √ | √ | √ |
√ |
Interest-earning | √ | ||||
Age requirement | 18 to 255 | 13 to 177 | |||
Additional features | IDProtect®1, Cellular Telephone Protection1, Mobile Retail Discounts1 and $hopping RewardsTM,1 |
Visa® debit card with tap-to-pay2 Up to three (3) ATM Network Usage fees imposed by Capital City Bank waived for withdrawals.3 Eligible for Making Cents4 |
Requires joint ownership with parent or guardian. Free access to Level Up Financial Knowledge Builder powered by EverFi. Making Cents automatic savings feature with 6% match6. |
Switching banks sounds hard, but Capital City makes it easy.
- A step-by-step checklist
- Account transfer forms
- A guide to updating direct deposits and bill payments
2Tap-to-pay is a contactless debit card payment method and is not eligible for use anywhere card insertion is requested.
3We will automatically waive up to three (3) ATM Network Usage Capital City Bank Imposed Fees for Withdrawals at non-Capital City Bank ATMs per monthly statement cycle. You will still be responsible for any fees charged by the ATM provider (“Foreign ATM Surcharge Fee”).
4Requires enrollment and a personal debit card. Visit ccbg.com/makingcents for details.
5When the account holder reaches age 26, Evolve Checking and/or Evolve Savings account(s) will be changed to an appropriate account type.
Account holder will be informed through required change in terms notification.
6Requires enrollment, a personal debit card and a Level Up Savings account. Earn a maximum of $10 in matching funds per month. Matching funds deposited quarterly. Capital City Bank may report the value of the any matching funds received to the Internal Revenue Service as required by law. Visit ccbg.com/makingcents for details.
7When the minor reaches age 19, Level Up Checking and/or Level Up Savings account(s) will be changed to an appropriate account type.
Account holder will be informed through required change in terms notification.
+Client purchases checks.
*Excludes ATM transactions.
All loans subject to credit and property approval.